The National Association of Professional Surplus Lines Offices (NAPSLO) is a professional trade association representing the surplus lines industry and the wholesale insurance distribution system. NAPSLO is an association of insurance brokers, agents and underwriters who are committed to the wholesale value distribution system and the surplus lines industry. The Association provides networking opportunities, education and career development programs, and regulatory and legislative advocacy on behalf of its members.

NAPSLO’s membership consists of approximately 400 brokerage member firms, 100 company member firms and 200 associate member firms, all of whom operate over 1,500 offices representing tens of thousands of individual brokers, insurance company professionals, underwriters and other insurance professionals worldwide conducting business in the U.S. surplus lines market. NAPSLO is unique in that both surplus lines brokers and surplus lines insurance companies are voting members of the Association; thus NAPSLO represents and speaks for the surplus lines wholesale marketplace.

Since its incorporation in 1975, NAPSLO has become the authoritative voice of the surplus lines industry, advocating for the industry’s vital role in the insurance marketplace and in providing innovative solutions for complex insurance risks. Often called the “safety value” of the insurance industry, surplus lines insurers fill the need for coverage in the marketplace by insuring those risks that are declined by the underwriting and pricing processes of standard insurance carriers. With the ability to accommodate a wide variety of risks, the surplus lines market acts as an effective supplement to the standard market.

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